Advanced Risk Modeling

Build advanced scoring models with AI-powered risk intelligence

Develop highly predictive frequency and severity models by leveraging Zendrive’s MRI platform, existing telematics data, and historical claims data.

Make sustainable improvements to combined ratios with Mobility Risk Intelligence

Improved pricing

Get ahead of the curve with highly predictive risk models based on driving behavior, mileage, location, and other risk signals.

Better segmentation

Use driving data to make smarter segmentation decisions. Identify, acquire, and retain preferred risk with confidence.

Higher retention

Ensure long-term retention with fairer pricing decisions and higher customer satisfaction.

Improved pricing
Better segmentation
Higher retention

What sets our scoring algorithms apart?

Normally distributed vs. self-selected data
Highly accurate event and trip detection
Volume and accuracy of collision data
Normal geographic distribution of
data
Ability to consider seasonality and  regional differences

Build robust risk models with confidence

Start with Zendrive’s industry-leading score

Start collecting highly accurate driving data with Zendrive’s proprietary risk score — 6x more predictive of risk compared to industry-leading risk models.

Use the MRI platform for custom scoring

Ingest existing telematics data and claims data to build highly predictive risk models.

Leverage Zendrive’s data science and actuarial expertise

Get dedicated support from world-class actuaries and data scientists to calibrate models for actual driving event rates, mileage patterns, and more.

Put your secret sauce to work

Start pricing risk with your proprietary frequency and severity models unique to your own criteria.

credit-karma
Credit Karma partners with Zendrive to offer personalized auto insurance quotes

Zendrive is helping us extend personalized auto insurance savings to millions of Credit Karma users with the use of smartphone telematics data. After carefully reviewing other tech providers, we decided to partner with Zendrive based on their quality of data, privacy-centric infrastructure, and the ability to enable high-quality in-app experiences.

Rory Joyce
General Manager, Autos, Credit Karma
Rory Joyce
Ituran
Ituran partners with Zendrive to transform auto insurance in Middle East

In partnership with Zendrive, we are revolutionizing auto insurance in the Middle East and LATAM region. Zendrive’s software-centric approach, data accuracy, and flexibility is unprecedented. Together with Zendrive, we have already helped two insurers in the Middle East launch innovative auto insurance solutions and we are just getting started.

Gil Sheratzki
Chief Business Development
Gil Sheratzki
miway
MiWay partners with Zendrive to launch MiWay Blink

We’re thrilled to partner with Zendrive in bringing this cutting-edge auto insurance technology to South Africa. Zendrive’s advanced technology will help us set a new standard in the customer-first experiences that we pride ourselves on.

Christiaan Steyn
Head of MiWay Blink
Christiaan Steyn
Undo
Undo launches the first-of-its-kind PHYD solution powered by Zendrive

As Denmark’s leading digital insurance company, we wanted to use cutting-edge technology to make auto insurance fairer for our customers by offering a pay-how-you-drive solution. After thoroughly reviewing and testing the solutions of several TSPs, we decided to partner with Zendrive based on their scoring accuracy and flexibility.

Tim Lykke Myhrvold
VP Of Commercial Operations, Undo
Tim Lykke Myhrvold
DSG
DSG partners with Zendrive to accelerate business transformation

Digital, behavior-based insurance offerings are the future. We have joined forces with Zendrive to pave a faster path to digitization and innovation for insurers across the globe. Zendrive’s customizable BBI solutions and automatic collision notifications are redefining the future of auto insurance.

Yaron Assabi
CEO, DSG Group
Yaron Assabi
HopSkipDrive Case Study
HopSkipDrive

By partnering with Zendrive, HopSkipDrive, a ride service for kids, can ensure safer, smoother rides that kids trust and enjoy. Learn more.

GasBuddy Case Study
GasBuddy

GasBuddy is a car companion app and consumer engagement platform helping millions of drivers make smart decisions and save money. In partnership with the Zendrive product team, GasBuddy identified a new feature that would add value to their 6 million active mobile users, helping them become up to 40% fuel efficient.

Booster Fuels Case Study
Booster Fuels

With Zendrive, Booster Fuels' fleet gets safer all the time. When you transport millions of gallons of gasoline to provide consumers with on-demand gas delivery, safety becomes a top business priority. Zendrive provides Booster with a clear view of how safe their drivers are on the road to help the company build a world class safety culture.

Fleetio Case Study
Fleetio

Fleetio wanted to better track, identify and understand the driving profiles of its 2,000+ customers worldwide. They tapped Zendrive’s industry-defining technology, which accurately and cost-effectively measures not just a driver’s whereabouts, but also their driving behavior from point-to-point.

credit-karma
Credit Karma partners with Zendrive to offer personalized auto insurance quotes

Zendrive is helping us extend personalized auto insurance savings to millions of Credit Karma users with the use of smartphone telematics data. After carefully reviewing other tech providers, we decided to partner with Zendrive based on their quality of data, privacy-centric infrastructure, and the ability to enable high-quality in-app experiences.

Rory Joyce
General Manager, Autos, Credit Karma
Rory Joyce
Undo
Undo launches the first-of-its-kind PHYD solution powered by Zendrive

As Denmark’s leading digital insurance company, we wanted to use cutting-edge technology to make auto insurance fairer for our customers by offering a pay-how-you-drive solution. After thoroughly reviewing and testing the solutions of several TSPs, we decided to partner with Zendrive based on their scoring accuracy and flexibility.

Tim Lykke Myhrvold
VP Of Commercial Operations, Undo
Tim Lykke Myhrvold
DSG
DSG partners with Zendrive to accelerate business transformation

Digital, behavior-based insurance offerings are the future. We have joined forces with Zendrive to pave a faster path to digitization and innovation for insurers across the globe. Zendrive’s customizable BBI solutions and automatic collision notifications are redefining the future of auto insurance.

Yaron Assabi
CEO, DSG Group
Yaron Assabi
miway
MiWay partners with Zendrive to launch MiWay Blink

We’re thrilled to partner with Zendrive in bringing this cutting-edge auto insurance technology to South Africa. Zendrive’s advanced technology will help us set a new standard in the customer-first experiences that we pride ourselves on.

Christiaan Steyn
Head of MiWay Blink
Christiaan Steyn
Ituran
Ituran partners with Zendrive to transform auto insurance in Middle East

In partnership with Zendrive, we are revolutionizing auto insurance in the Middle East and LATAM region. Zendrive’s software-centric approach, data accuracy, and flexibility is unprecedented. Together with Zendrive, we have already helped two insurers in the Middle East launch innovative auto insurance solutions and we are just getting started.

Gil Sheratzki
Chief Business Development
Gil Sheratzki
Interested in Advanced Risk Modeling?